For growing international markets for software and data processing this scheme provides long term and short term credit facilities on easier terms to set up and run IT based projects.


Eligibility: Entrepreneurs,of them at least two with recognized degree/diploma in Computer Science or Electrical Engineering / Telecommunication / Applied Physics & Electronics, forming a private limited company may apply. Experience in the related field will be preferred.

Loan Limit: Maximum Tk. 1.50 million. In deserving cases, upto Tk.10.00 million may be considered.

Debt-Equity Ratio: 80:20.

Period: Maximum 6 years including 1 year grace period.

Security: In case of Rented premises collateral of immovable at least covering prayed loan is needed. in case of project with own land & building no collateral security other than the personal guarantee of the loanees is required. Entrepreneurs offering collateral security will be preferred.Or Loan may be consider with personal guaranty of worthy person(s) (Third party) and in such case original certificates on academic achievements of the sponsor are required.

Interest Rate: 11%





For export of software and processed data short term finance is extended to existing IT projects.

Eligibility : Feasibly implemented and properly staffed IT projects with export L/C or firm contract in hand may apply. Export through settlite, BTTB confirmation required.

Loan Limit : Tk. 1.00 million. For larger contract higher amount may be considered.

Debt-Equity Ratio: 90:10.

Period: L/C or Contract period plus 21 days but not exceeding 180 days from the date of disbursement.

Security: No collateral security other than the personal guarantee of the loanees is required.But for loan amount exceeding Tk. 1.00 million collateral will be required.

Interest Rate: 11%