With the steady development of the industrial and the service sectors in Bangladesh, the level of personal consumption has recorded progressive growth. To cater to the growing demand for consumer durables, Sonali Bank Limited has launched the "Consumers' Credit Scheme", with the following features:

Eligibility: Permanent employees with 5 years service in Govt., Semi-Govt. organisation and Autonomous & recognised bodies .

Loan limit: Maximum Tk. 1.00 lac.

Debt-equity ratio: 75:25

Interest rate: 14%

Mode of repayment: Monthly installment.

Period of loan: Maximum 3 years.

Security:
a) Hypothecation of consumer goods to be purchased.

b) Letter of guarantee from the employer.

c) No objection certificate & salary certificate from employer.

d) Lien on provident fund/gratuity.

Designated Branches: All district branches and the corporate branches.